When it comes to taking control of your personal finances, most don't take the time to create a budget. A budget doesn't mean you stop enjoying life. The primary purpose is providing you with a guideline to understanding what you can afford to spend on a property. This is irrelevant if you are buying a home to live in, use as a holiday home or to invest. It also allows you to discover what you are...
Establishing your objectives. As a former financial planner and now property adviser, Tristan Markulija has seen quite a number of goals and objectives. Some with great motivation, some very realistic and achievable, while some are completely unattainable. Part of our process in sourcing the right property for you, our team devote a large component in educating you on the property market, helping you...
The benefits of an owners corporation. An Owners Corporation was previously known as Body Corporate. We prefer to look at Owners Corporation with a pragmatic approach. Strata fees are in place for a reason. They are shared costs between residents for mandatory fees. These fees would typically include building insurance, public liability insurance and any legislation-based payments. These fees are...
Time is the most valuable commodity. If we could by time to continue saving, while locking in a property price for the future, how awesome would that be? Purchasing off the plan buys more time. Let’s explore this idea further. Once sourcing the property that appeals to you, buying off the plan offers you the chance to purchase a property now, but settling a loan in the future (i.e. 18 months or...
I don't know if it's forward thinking or impulse buying, but we always buy things in bulk if it’s well discounted. Food is certainly something we will buy in bulk. I can’t eat it in one day, but I know it will be eaten… Over the years we have realised that it's not the price you pay that matters, but the quality you get. If you can get something cheap that's helpful but it's pointless if it...
Many people often feel that if they wait, they may find a bargain. Bargains come and go. First home buyers are very new to the property market and often nervous. It’s important to get advice, but be careful. Don’t listen to too many people, particularly if they haven’t been overly successful in real estate or perhaps not qualified to provide advice. Buying property can be an overwhelmingly emotional...
Melbourne property under $500K. It’s evident that property prices in Melbourne continue to increase. Many find it difficult to meet the affordability, while others are fortunate to manage a large property portfolio. Nevertheless, every type of buyer would be very interested in sourcing a quality property, particularly Melbourne property under $500K. As at September 2017, here are some property...
Buying property is an exciting time. The feeling you get after buying provides such a great feeling of success. We all work hard and its time you get a chance to show it! As property advisers, we pride ourselves on service. Our priority is to understand your needs and present the right solution exclusively for your situation. If you don’t conduct the right property research and review your own...
Investing in Apartments, is it really worth it? The relentless housing boom in Australia’s cities, especially Melbourne and Sydney, is often framed as an inter-generational conflict in which younger generations are being priced out of the market by baby boomers. This is not necessarily true if they consider buying a property type that is more affordable while establishing a career and accumulate their...
If you ask a real estate agent to name three of the most important things a property should have, you’ll likely hear ‘location, location, location.’ That phrase has been in use at least since 1926, according to The New York Times , and is just as relevant now as it was then. Interestingly, this applies to buyers looking to either occupy the property or to invest. Why does location matter so much?...