Is Now a Good Time to Buy or Should You Wait?
It’s the question on almost every buyer’s mind at the start of the year:
“Should I buy now, or wait for a better time?”
With interest rates, property prices, and economic headlines constantly changing, it’s understandable to feel unsure. But in property, waiting for perfect conditions often means missing real opportunities.
Here’s how to think about this decision in a smarter, more strategic way.
Why So Many Buyers Feel Stuck
Many people delay buying because they’re hoping for:
- Lower interest rates
- Cheaper property prices
- More choice on the market
- A “clearer” outlook
The challenge is that these conditions rarely arrive together. When confidence improves and rates fall, prices and competition usually rise at the same time.
What Really Matters More Than Timing
Successful property buyers focus less on when they buy and more on what they buy and why they’re buying it.
The most important factors are:
- Your financial readiness
- Your long-term goals
- The quality and location of the property
- The strategy behind the purchase
If these are aligned, small changes in market conditions become far less important.
What We’re Seeing in the Market Right Now
- Today’s market presents a unique window:
- Buyers have more negotiating power than in peak periods
- Developers are offering competitive pricing and incentives
- Rental demand remains extremely strong
- Interest rate stability is improving confidence
This creates opportunities for buyers who are prepared, particularly in the brand-new and off-the-plan space, where you can lock in today’s price and settle later.
The Risk of Waiting Too Long
- Waiting can feel safe — but it also carries risks:
- Property prices may rise before you act
- Borrowing capacity may change
- Rental costs continue to increase
- Competition returns when confidence improves
Many buyers who wait end up paying more later for the same type of property.
A Better Question to Ask
Instead of asking “Is now a good time to buy?”, a better question is:
“Am I in a good position to buy the right property for my goals?”
If the answer is yes, then timing becomes far less important.
Final Thoughts
There is rarely a perfect moment in the property market, but there are plenty of good ones for buyers who have a clear plan and the right support.
At Crest Property Investments, we help clients understand where the real opportunities are and whether now makes sense for them – not just the market in general.
If property is something you’re considering this year, starting the conversation early could be the smartest move you make.
Happy New Year from the team at Crest Property Investments.
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While we have taken care to ensure the information above is true and correct at the time of publication, changes in circumstances and legislation after the displayed date may impact the accuracy of this article. If you want to learn more, please contact us. We welcome the opportunity to assist you.
January 2026
