Property Investing Myths: Debunking Common Misconceptions
Property investment remains one of Australia’s most popular wealth-building strategies. But it’s also an area clouded by myths and misinformation. Let’s clear up a few of the most common misconceptions.
Myth 1:
You Need a Huge Deposit to Invest – Many believe you need hundreds of thousands saved. In reality, leveraging existing equity or taking advantage of first-time investor loan products can help you get started sooner.
Myth 2:
Negative Gearing Is the Only Way to Profit – While negative gearing can provide tax benefits, the real wealth from property comes from long-term capital growth and rental income — not just short-term tax offsets.
Myth 3:
All Property Always Goes Up – Not all suburbs or property types perform equally. Market research, infrastructure projects, and local demand all play a role. Choosing the right location and property is critical.
Myth 4:
It’s Too Risky Compared to Other Investments – With the right due diligence and guidance, property is often more stable than shares or crypto. Bricks and mortar provide tangible value and a proven track record of long-term growth.
How to source an investment property?
When sourcing an investment property, there are many opportunities that offer some excellent investment returns. There are many factors and fundamentals that should be considered to measure if the investment is best suited to you or not. Seeking advice from a property adviser (buyers’ agent) will be the best way to buy the right property for you.
At Crest Property Investments, we help buyers source high-quality brand new and off-the-plan properties across Melbourne and beyond—backed by research, data, and local insights.
If you’d like some assistance sourcing a brand new or off the plan property, please don’t hesitate contact us.
We would welcome the opportunity to help with your property purchase. Our YouTube channel and Market Insights also provide a wealth of information to assist you with many areas relating to property.
While we have taken care to ensure the information above is true and correct at the time of publication, changes in circumstances and legislation after the displayed date may impact the accuracy of this article. If you want to learn more, please contact us. We welcome the opportunity to assist you.
September 2025
