Why buying off the plan property in 2025 is back in the Spotlight for Investors
Over the past year, off the plan property has made a strong comeback among savvy investors. As the property market continues to evolve in 2025, off the plan house and land packages and apartments are offering unique advantages that align perfectly with today’s economic conditions and buyer needs.
At Crest Property Investments, we are seeing renewed interest from both first-time investors and seasoned buyers. Here’s why off the plan opportunities are firmly back in the spotlight.
Buy Now, Settle Later
One of the biggest advantages of buying off the plan is the delayed settlement. Investors can secure a property today and have additional time to:
- Save more for their deposit
- Organise finance approval
- Potentially benefit from capital growth during the construction phase
This is especially appealing in a market impacted by rising construction costs and fluctuating borrowing conditions. The ability to lock in today’s price while settling in 12 to 24 months offers strategic financial flexibility.
Stamp Duty Savings
Purchasing off-the-plan often comes with significant stamp duty concessions, particularly for first-home buyers and investors purchasing before construction is complete.
In states like Victoria, buyers may only pay stamp duty on the land component if they purchase early enough, leading to substantial savings. Reducing upfront costs makes off-the-plan properties a more accessible entry point into the market.
Strong Rental Demand
Australia continues to experience a rental crisis, with vacancy rates at historic lows in many regions. Investors purchasing new properties are well-placed to meet this demand, as tenants increasingly favour brand-new, low-maintenance homes with energy efficient designs and modern amenities.
Off-the-plan properties, especially in high-growth corridors and well-planned communities, often attract premium rental returns upon completion.
Tax depreciation benefits
One of the key financial advantages of buying off the plan in 2025 or purchasing brand-new property, is the ability to maximise tax depreciation benefits.
Investors can claim deductions on the building structure and on fittings and fixtures, significantly improving their cash flow and overall return on investment. These tax benefits can make a considerable difference over the first few years of ownership.
Customisation opportunities and developer incentives
Buying off the plan can often allow for a degree of customisation. Investors may have the opportunity to select colour schemes, finishes, and upgrades that enhance the property’s appeal to future tenants. Additionally, in today’s competitive market, many developers are offering incentives, such as:
- Fixed-price contracts
- Cashback offers
- Free upgrades
- Rental guarantees
These incentives can further increase the value proposition for buyers and help offset purchasing costs.
Is buying off the plan property right for you?
While there are many benefits, buying off the plan in 2025 is not without risks. It is critical to:
- Research the reputation of the developer and builder
- Assess the suburb’s long-term growth potential
- Understand market conditions that could impact settlement finance
- Ensure you have appropriate legal and financial advice
At Crest Property Investments, we specialise in sourcing quality off-the-plan and brand-new opportunities across Australia. Our free buyer concierge service helps investors secure premium properties backed by detailed market research, expert due diligence, and personalised guidance from search to settlement.
Final thoughts
In 2025, off the plan property represents an exciting opportunity for investors who are looking for financial flexibility, tax benefits, and exposure to strong rental markets.
With the right strategy and advice, it can be a powerful way to grow your property portfolio while minimising upfront costs and maximising long-term returns.
If you are interested in exploring off-the-plan property investment opportunities, contact us today for a free consultation. Let us help you take the next step toward building wealth through smart property investment.
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While we have taken care to ensure the information above is true and correct at the time of publication, changes in circumstances and legislation after the displayed date may impact the accuracy of this article. If you want to learn more, please contact us. We welcome the opportunity to assist you.
April 2025
