House vs. Townhouse vs. Apartment: Which Is the Best Investment Right Now?
Choosing the right type of property is one of the most important decisions an investor can make. With so many options available – from houses to townhouses to apartments — it’s natural to wonder which will deliver the best results in today’s market.
Here’s a breakdown of each property type, their advantages, and where they fit in the current investment landscape.
Houses (stand-alone properties)
Benefits:
- Strong capital growth potential thanks to the land component.
- Popular with families and long-term renters.
- Flexibility to add value through renovations or extensions.
Drawbacks:
- Higher upfront purchase price.
- Larger maintenance responsibilities.
- Affordability can be challenging in inner and middle-ring suburbs.
Townhouses
Benefits:
- Balance of affordability and space, appealing to families and downsizers.
- Lower maintenance compared to standalone houses.
- Growing popularity in middle-ring suburbs as land supply tightens.
Drawbacks:
- Smaller land size than a house.
- Possible body corporate fees.
- Capital growth potential usually sits between houses and apartments.
Apartments
Benefits:
- Lower entry point, ideal for first-time investors.
- Strong rental demand in inner-city areas and near universities.
- Minimal upkeep for owners.
Drawbacks:
- Typically lower capital growth compared to houses or townhouses.
- Risk of oversupply in some areas, affecting rental returns.
- Ongoing body corporate fees can impact yields.
So, Which Is the Best Investment Right Now?
The answer depends on your strategy and goals:
- Houses remain the best option for long-term capital growth.
- Townhouses are emerging as a strong all-rounder, offering affordability and steady demand.
- Apartments can provide solid yields, but choosing the right location is critical to avoid oversupply risks.
Final Thoughts
There’s no universal ‘best’ property type – the right choice comes down to your financial goals, budget, and market timing.
At Crest Property Investments, we specialise in sourcing brand-new and off the plan properties – including houses, townhouses, and apartments, to help our clients build wealth and make informed decisions in the current market.
📩 Get in touch today to explore which property type is right for your investment strategy.
We would welcome the opportunity to help with your property purchase. Our YouTube channel and Market Insights also provide a wealth of information to assist you with many areas relating to property.
While we have taken care to ensure the information above is true and correct at the time of publication, changes in circumstances and legislation after the displayed date may impact the accuracy of this article. If you want to learn more, please contact us. We welcome the opportunity to assist you.
September 2025
